Buying A Home In Rutherford County
Welcome to the community! Rutherford County is a wonderful place to call home for so many reasons, chief among them the fantastic local real estate market. Whether you're a first-time homebuyer, or looking to invest in your 10th property, there's something for you here. On this page, you'll find some helpful home-buying tips, as well as some of the questions we hear most often from homebuyers new to the area.
Ready to get started? Let's go!
See Our Featured Listings
These opportunities don't go on market too often, so we've created an easier way to keep up with new listings for sale in Rutherford County. Save your searches, save favorite properties, and sign up for new listing alerts by creating your personal "Property Organizer account today.
Want to Sell Your Rutherford County Property?
We can help with that too. Learn more about listing your home with the Matheny Real Estate Team, including the tools and resources we offer our sellers, our marketing strategies, and our featured listings.
Rutherford County Homebuyer Tips
1. Get Pre-Approved for a Mortgage
If you're buying a home, this is the smartest first step you can make. Getting pre-approved for a mortgage means sitting down with a lender to review your finances. Afterwards, the lender will give you a number for the amount of money the bank is willing to loan you. Look, your budget just set itself.
We recommend meeting with at least two to three different lenders to get pre-approved. That way, you'll know you're getting the best possible deal.
2. Plan for the Future
When it comes to making your list of "must-haves" for your new home, think about your future. Are you planning on expanding the size of your family? Will you eventually want to adopt a pet?
Consider your future when it comes to buying a home, so you know exactly what to look for to make the property a great long-term investment.
3. Hire the Right Agent
You deserve someone with experience who will always put your specific needs first. When you choose to partner with Matheny Real Estate, that's exactly what you get. We go above and beyond to ensure every one of our clients feels like they're our only client!
Allow us to leverage our in-depth Rutherford County knowledge, ample real estate experience, and large professional network to achieve your real estate goals!
Home Buyer FAQs
1. How many homes should I see before making an offer?
That depends entirely on your situation! You'll know which house is right for you when you see it. As soon as you find "The One" — a home that has all your must-have features, is in the right location, and is within your budget, we recommend making an offer!
2. How long does it take to close on a home?
Typically, anywhere from 30 to 45 days. This includes the entire escrow period, which involves completing a home inspection, finalizing your mortgage, and negotiating any conditions with the seller.
3. Do I have to offer the listing price?
Nope! When it comes to buying a home, it's not uncommon to offer 5% less than the listing price.
If the home has been on the market for a long time, you can go even lower. It all depends on the seller — you never know how low they may be willing to go.
4. How do I know if I'm getting a good deal?
Your Realtor will be able to tell you! For example, when we're woking with clients to find their dream home we're as honest as possible. After all, we want the best for our clients! If we sense that buying a particular home isn't a good deal for our clients, we never shy away from letting them know.
Rutherfordton Real Estate
Contact the Matheny Real Estate today for more information on real estate and homes for sale in Rutherfordton